Job Details

Company DescriptionHomeXpress – Your Leading Non-QM Mortgage Lender. Join our growing team and be part of the Top Non-QM Lender in the Business. We are known for closing mortgage loans with speed, ease, and convenience. Licensed in 46 States, we provide brokers with a full suite of mortgage products, including VA, FHA, & FHLMC. If you have a service first mentality and thrive in a fast-paced environment, HomeXpress is the place for you. Join us as we continue to grow and expand our business to the Non-Delegated Correspondent Channel!Job DescriptionJob Title: Senior Government UnderwriterDepartment: Agency OperationsReports To: Agency Operations ManagerPRIMARY FUNCTIONS: The Underwriter (UW) applies necessary conditions to ensure that borrowers meet program specifications by drawing upon thorough knowledge of residential mortgage underwriting guidelines. They will also act as a “knowledge bank” in support of various departments and be a conduit of that knowledge both internally and to HomeXpress Mortgage's clients.Essential Duties And ResponsibilitiesAnalyze submitted files for repayment capacity, capital, character, collateral, and property condition while adhering to HomeXpress credit policies and guidelinesProperly Condition loans per Underwriting Guidelines and AUS as applicableCommunicate decisions to appropriate individualsClear all underwriting conditionsEnsure the highest quality and level of customer satisfactionResolve Quality Control and Post Closing deficienciesCollaborate with sales for positive customer experienceDesired Personal CharacteristicsDetail oriented and committed to the highest qualitySelf-Starter with positive Can-Do attitudeWorks well under pressure and relishes the responsibility that comes with the jobProblem solving and analysisDecision makingResults drivenCommunication proficiencyAn open-minded individual that embraces change and innovationJob RequirementsRender decisions, clear conditions, and issue CTCMeet daily and monthly targets for productivityMaintain acceptable quality, andProvide a high level of customer serviceEducationHigh school diplomaExperience5+ years of experience in mortgage underwritingAt least one government underwriting designation:VA LAPP/SAR, orFHA DEManual underwriting to FHA and VA handbook requirementsAUS proficientComputer proficient in Excel, Word, Outlook, and various LOSDemonstrate strong history of good time management skills, decision making ability, critical thinking and attention to detail.Ability to communicate issues between several audiences proficientlyAchieves and exceeds work goals for productivity, quality, and turnaround time by prioritizing workflow and managing pipelinePhysical RequirementsThis position is in an office setting / remote with computer and general office equipment. The position requires the ability to move freely around within the department and other department locations.Additional InformationAll your information will be kept confidential according to EEO guidelines.#J-18808-Ljbffr